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Who Is Eligible for a VA Loan?

• Veterans
• Active-duty personnel
• Reservists/National Guard members
• Some surviving spouses

The length of your service or service commitment and/or duty status may determine your eligibility for specific home loan benefits.

Purchase loans, refinance, and cash-out refinance loans: VA-guaranteed loans are available for homes for a veteran’s own personal occupancy. To be eligible, you must have a good credit score, sufficient income, a valid Certificate of Eligibility (COE), and meet certain service requirements.

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