Who Is Eligible for a VA Loan?
• Active-duty personnel
• Reservists/National Guard members
• Some surviving spouses
The length of your service or service commitment and/or duty status may determine your eligibility for specific home loan benefits.
Purchase loans, refinance, and cash-out refinance loans: VA-guaranteed loans are available for homes for a veteran’s own personal occupancy. To be eligible, you must have a good credit score, sufficient income, a valid Certificate of Eligibility (COE), and meet certain service requirements.